All guides
20 plain-English guides on mortgages, property, debt, insurance and the money decisions around a household.
Mortgages
View topic →Rates, quotes, approvals and what lenders actually look at.

Getting a Mortgage Quote Online
If you are interested in buying a home then you are certainly shopping for a mortgage quote from a variety of different lenders. This is important because when you have more than…
Jay Moncliff · 2 min read

Mortgage Tips from Me to You
At some point in your adult life, you are likely to purchase a house of your own. Whether you are sick of renting, or you have decided to settle down and start a family,…
Seymore Hennigan · 2 min read

Mortgage after Bankruptcy - Bankruptcy Discharged Yesterday? Purchase a Home Today!
So you have been through a bankruptcy and surely have been told to wait at least two years before applying for a home loan. Waiting two long years without any guarantee of being…
Nathan Dawson · 2 min read
Refinancing
View topic →When a refinance pays for itself — and when it does not.
Home Buying
View topic →First homes, mobile homes, inspections and moving day.

Buying your First Home
can be exciting but there is a lot to know. Buying a home will depend on real estate laws and customs where you are located but there are basic steps that every first homebuyer…
Nathan Dawson · 3 min read

You Might Want A Mobile Home
Why Look At Mobile Homes For Sale?
Steven Gillman · 4 min read

Organize Your Move With A Moving Checklist
Moving is a chaotic and stressful time. Theres so many things to arrange, having utilities switched, signing up the kids for a new school, scheduling the movers, packing the…
Lee Dobbins · 3 min read
Debt
View topic →Getting balances, credit and repayment plans under control.

How Much Credit can you Afford?
Before making the decision to add more debt, you need to make sure that you:
Cindy Morus · 2 min read

How To Get Your Your Money And Debt Under Control
REPRINT GUIDELINES
debs Jenkins · 2 min read

Not Every Debt Negotiation Company Is Right For You - And That's The Truth
For those outside of the wide breadth of consumer and credit card debt knowledge inner circle, the debt negotiation truth is this: not even the best debt negotiation companies…
Jon Butt · 2 min read
Insurance
View topic →Protecting the household income behind the mortgage.

Is There Any Such Thing As Affordable Life Insurance?
Do you need affordable term life insurance? This seems to be the million-dollar question. When you want to purchase life insurance you often do not know how much you need or if…
Peter Crump · 2 min read

Life insurance: why theres no need to be a desperate housewife
Contemplating what may happen to your wife (or husband) and children if you die is not likely to be a thought you wish to contemplate. However, avoiding the issue may make life…
Rachel Lane · 2 min read

Life insurance wise investment in personal finance or excessive caution?
Life insurance is typically taken out to offer valuable financial protection for your family in the event of your death, upon which a payment is made to your financial…
Rachel Lane · 3 min read
Family Finance
View topic →Marriage, divorce, children and the money in between.

Planning for Your Financial Future
Two heads are better than one, so sit down with your spouse and plan out your financial future together.
Nathan Dawson · 2 min read

Financial Back-to-School Basic for Mom and Dad
(ARA) - Each fall, millions of moms and dads spend countless hours purchasing back-to-school necessities for their children. While some parents equip their child with the latest…
ARA · 3 min read

Prenuptial Agreements: Protecting Your Financial Security
The decision to get married is a big one in anyone's life. Nowadays, it is common for people, men and women alike, to secure themselves a career and a stable financial background.…
Hannibal Whitestone · 3 min read

Women and Divorce: How Women Should Protect Themselves Financially Regarding Divorce
Women who believe a divorce is a possibility or who think that their husband will be asking about getting a divorce at some point should put their emotions aside and plan "just in…
Karl Augustine · 4 min read

Papers for Divorce
Paoers for your divorce are very important as they deal with legal matters. You should always have the right paoers for divorce to prevent any legal complications in the future.…
Sara Jenkins · 2 min read

The Honeymoon's Over Now What?
After your honeymoon, thats it for luxurious vacations right? Youve now got your mortgage to think about, car payments, utilities, saving for children if you plan to have them,…
Nathan Dawson · 2 min read

Top 10+ Ways to Jumpstart your New Years Finances!
Of course, these don't have to be done in any particular order!
Cindy Morus · 3 min read
